The EPF should remain a retirement nest egg, not be turned into an emergency fund.
Understanding a product and assessing its suitability improve the chances of staying invested. Use life insurance mainly to cover risk, not to seek returns.
If reimbursement becomes unavoidable, submit a complete file at the earliest.
Avoid builders with very large commitments.
These new provisions are expected to help heirs access securities faster.
The tax treatment of equity savings funds makes them appealing, especially to investors in higher income-tax brackets.
Life cycle funds may suit people who are starting their investing journey. They may suit those who do not want to monitor their investments frequently. Busy professionals, beginners and delegators, who lack the time, information or interest to manage asset allocation actively, may find these funds useful.
'Dark patterns exploit human psychology, cognitive biases, urgency, confusion, or lack of attention to increase revenue for digital platforms at the expense of consumer choice and transparency.'
Algo strategies must be registered with stock exchanges.
The case for long-term investment in gold, however, remains intact.
Investors should do thorough due diligence when selecting a platform.
India is increasingly focusing on long-range weapons capable of reaching targets across China.
RIS Steady Life Cycle begins with an equity allocation of 35 per cent at age 60, which gradually reduces. Between ages 75 and 85, it remains constant at 10 per cent.
Amidst a sharp run-up in gold and silver prices, investors are advised to rebalance their portfolios by booking partial profits in precious metals and reallocating to domestic equities and debt, according to financial experts.
'PM Modi is trying to reduce the volume of fuel consumed instead of raising prices sharply.'
Proposal forms are often filled by the agent. Check the form after it is filled.
Since this is a long-term investment, investors must do their homework and choose a fund manager carefully.
'Existing investors who have not acted so far may consider holding on to these funds with the understanding that the higher returns they expected from them may now take longer to materialise.'
'Many policyholders do not understand that non-medical expenses, cosmetic treatments, and certain other procedures are not covered by health insurance policies.'
Over the past three years, the appointments of 20 candidates selected through the Institute of Banking Personnel Selection were cancelled or offers were withdrawn due to poor credit history.
